A good fit if you
- Factory warranty: expired, or ending soon
- You want repairs done at your own dealer or an ASE licensed shop
- Households that could not easily absorb an unplanned repair costing several thousand dollars
Home / Auto warranty / Endurance
What it does: helps pay for major mechanical repairs. What it is not: auto insurance, which does not cover those repairs.

Auto insurance handles accidents. It pays nothing when a transmission fails or the air conditioning stops working in July. Endurance targets that gap with a vehicle service contract, which helps cover major mechanical breakdowns after the factory warranty ends. Current sign-up offer: $300 off a new contract. Pricing one for your car takes about two minutes.
| Engine, average | $3,350 |
| Transmission, average | $3,375 |
| Air conditioner, average | $1,800 |
| Covered repairs on an Endurance plan | Paid under the plan; a deductible may apply |
Repair averages come from Endurance. Actual cost varies by vehicle; coverage varies by plan.
Plan design: configurable per vehicle, not one fixed package. Backing: the coverage behind each plan comes from an AM Best A- rated insurance company. Roadside: 24-hour assistance sits alongside the repair cover.
First claim-time spec: shop choice. Your dealer or any ASE licensed mechanic can do the repair; pre-authorization is required, and a deductible may apply. Second claim-time spec: a 30-day money-back guarantee. Read the contract after purchase and cancel within that window if the terms do not suit you. Per Endurance's own averages, a single major repair costs thousands. That is the argument for having coverage before the bill arrives.
Product type: vehicle service contract. Endurance markets it as a vehicle protection plan. It is neither auto insurance nor a manufacturer warranty. California: Endurance sells Mechanical Breakdown Insurance (MBI) there. Inputs that set coverage, deductibles and claims payment: vehicle age; mileage; pre-existing conditions; plan purchased.
Free quote, no obligation. About two minutes.
FastFundPro is a marketing affiliate. We are not Endurance, not an insurer, and not a repair provider, and we may receive compensation when you request a quote. Endurance offers vehicle service contracts (a vehicle protection plan), not a manufacturer warranty or auto insurance. Elite Benefits: first year complimentary; vehicle service contract must be active. Not available in CA or MA. Coverage, deductibles, and claims payment vary by vehicle age, mileage, pre-existing conditions, and plan purchased. OEM parts and/or parts of like kind and quality may be used. Pre-authorization required. Availability varies by state; price discounts not available in CA and FL. In California, Endurance sells Mechanical Breakdown Insurance (MBI). A deductible may apply. By requesting a quote you agree that Endurance and its marketing partners may contact you at the number and email provided, including by automated technology; consent is not a condition of purchase. Message and data rates may apply. Results vary.
Advertisement. A vehicle service contract is often called an extended warranty but is not a warranty and not auto insurance; it helps cover mechanical breakdown on covered parts, and every contract has exclusions. The $300 offer, plan terms, pricing and eligibility are set by Endurance Warranty Services, LLC and can change. Read the contract before you agree.
Advertisement. FastFundPro is a free loan-request and comparison referral service and a marketing affiliate. We may be compensated when you use the links on this page, and that never changes the terms you are offered.
Quote spec: free, roughly two minutes, no follow-on obligation. Get a plan price for your car, then decide with real numbers.
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