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Behind on cards? Move to a single monthly program payment.
Step one: a free consultation with a debt relief specialist. Entry point: $10,000 of credit card debt. Program length: 24 to 60 months, set by your situation.
- Payments: one monthly program payment takes the place of several card bills
- Form range: $10,000 to $100,000+ of credit card debt
- Program span: 24 to 60 months
- Average graduated client: about 44% saved before the program fee, about 21% after it
See If I QualifyFree consultation, no obligation.
Built for credit card balances of $10,000 or more. The JG Wentworth debt resolution program negotiates with your creditors and aims to settle each enrolled balance below the full amount. Your side: a single monthly program payment, so you stop tracking several due dates. Fastest fit check: the free consultation.
Three steps to a single payment
- Free consultation A debt relief specialist takes the call at no cost. Cover the totals you owe, the accounts that are behind, and the monthly amount you can manage. No obligation to enroll.
- One monthly program payment Your card bills are replaced by a single monthly program payment. JG Wentworth works the negotiation with creditors while funds build up inside the program.
- Settle and finish Programs run 24 to 60 months, and the length depends on your situation. Debt free covers only the unsecured debt you enrolled.
Ratings, as shown on JG Wentworth's page
Scores as shown on JG Wentworth's own page for Trustpilot, the BBB and Google. Scores change over time.
Risk sheet: read before you enroll
Note
During negotiation, enrolled accounts receive no payments. Expect damage to your creditworthiness; new credit may be harder to get. Collection activity or a creditor lawsuit is possible. Fees and interest keep accruing, so balances can climb. Principal reductions are not something every creditor accepts. Forgiven amounts may be taxable. Some enrollees do not complete the program because saving enough proves impossible. Sign only after reading the program agreement.
Free consultation, no obligation.
Questions about JG Wentworth
Q.01Lender? Insurer? What is JG Wentworth?
Neither a lender nor an insurer. It runs a debt resolution program: negotiators work with your creditors so enrolled unsecured accounts are settled below the balance owed. Loan: no. Credit counseling: no. FastFundPro is not a lender either.
Q.02How long does the program run?
24 to 60 months, depending on your situation. Debt free applies only to the unsecured debt you enrolled.
Q.03Will my credit be affected?
Yes. During negotiation, enrolled creditors are not paid. Expect credit damage, possible collections or lawsuits, and a higher balance as fees and interest build up.
Q.04How much debt is the program built for?
The form starts at $10,000 of credit card debt and runs to $100,000 or more. Eligibility per account is confirmed on the consultation call.
By clicking "See If I Qualify," "Check My Debt Options," or "Start My Free Consultation," you agree that JG Wentworth may contact you at the number and email provided with calls, texts, or prerecorded/artificial voice messages about their products and services. Consent is not a condition of purchase. Message/data rates apply. You can withdraw consent anytime. Advertisement. This is a debt resolution program provided by JGW Debt Settlement, LLC. Program length varies depending on individual situation; programs are between 24 and 60 months in length. Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee. Not all debts are eligible and not every client completes the program. Debt settlement can affect your credit. Read the program terms before you enrol. References to "debt free" refer only to enrolled unsecured debt. JGW offers this program in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. If a consumer residing in any other state contacts JGW, they may be connected with a law firm that provides debt resolution services in their state. Debt resolution program results vary by individual situation, so these services are not appropriate for everyone. Savings resulting from successful negotiations may result in tax consequences; please consult a tax professional. The use of debt settlement services and the failure to make payments to creditors: (1) will likely adversely affect your creditworthiness and make it harder to obtain credit; (2) may result in your being subject to collections or being sued by creditors or debt collectors; and (3) may increase the amount of money you owe due to the accrual of fees and interest. Not all creditors will agree to reduce principal balance. JGW fees are calculated based on a percentage of the debt enrolled in the program. JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. Consult independent professionals for such advice. This is a solicitation.
Advertisement. FastFundPro is a free loan-request and comparison referral service and a marketing affiliate. We may be compensated when you use the links on this page, and that never changes the terms you are offered. FastFundPro is not a lender, an insurer, a debt settlement company, or JG Wentworth. Debt resolution is a different product from a loan, and different from credit counseling.
Know where you stand after one free call
Free specialist call, no obligation. Check whether a single monthly program payment fits better than the card bills you handle now.
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